Official Terms and Conditions

Please review these Terms and Conditions with care before utilizing Our Service. This document establishes the legally binding framework that governs your relationship with InvestlQApp.

Interpretation and Definitions

For the purposes of this legal agreement, the following terms with initial capitalization hold the meanings ascribed below. These definitions apply regardless of whether they appear in singular or plural form.

• Affiliate denotes any organization that shares a controlling interest with the Company, either through direct ownership, being owned by the same parent, or exercising mutual control.
• Country refers to Canada.
• Company specifies InvestlQApp, and will be referred to as "the Company", "We", "Us", or "Our" throughout this document.
• Device represents any electronic apparatus capable of accessing the Service, such as a computer, a cellular phone, or a digital tablet.
• Service constitutes the entirety of the functionalities, content, and features offered through the Website operated by the Company.
• Terms encompasses these Terms and Conditions, which form the complete and exclusive agreement between You and the Company regarding the use of the Service.
• Third-party social media service signifies any service or content (including data, information, products, or services) provided by an external entity that may be displayed, included, or made accessible by our Service.
• website points to the digital platform of InvestlQApp, located at the URL https://investlqapp.com.
• You identifies the individual accessing or utilizing the Service, or the company or other legal entity on whose behalf such an individual is accessing or using the Service, as applicable.

Acknowledgment

Your access to and utilization of the Service are conditioned upon Your acceptance of and adherence to these Terms. This agreement is applicable to all visitors, users, and any other individuals who access or engage with the Service.

By proceeding to access or use the Service, you signify your binding agreement to these Terms. If you dissent from any portion of this document, you must cease using the Service immediately.

You represent that you are over the age of 18. The Company does not permit individuals under 18 to use the Service.

Your engagement with the Service is also contingent upon your acceptance of and compliance with our Privacy Policy. Our Privacy Policy details our procedures regarding the collection, use, and disclosure of your personal information when you use the application or the Website and informs you about your privacy rights. We urge you to read our Privacy Policy thoroughly before using Our Service.

Links to Other Websites

The Service may incorporate hyperlinks leading to websites or services not owned or managed by the Company. InvestlQApp has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Termination

We reserve the unilateral right to suspend or permanently terminate Your access to the Service immediately, without prior notification or liability, for any reason whatsoever. This includes, but is not limited to, circumstances where You breach these Terms. Upon termination, your right to use the Service will cease instantly.

Limitation of Liability

Notwithstanding any damages You might incur, the total cumulative liability of the Company and any of its suppliers under any provision of these Terms, and Your exclusive remedy for all of the foregoing, shall be restricted to the greater of the amount actually paid by You through the Service or one hundred Canadian Dollars (100 CAD) if you have not purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, or loss of privacy) arising out of or in any way related to the use of or inability to use the Service.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You on an "AS IS" and "AS AVAILABLE" basis, with all faults and defects, and without any form of warranty. To the fullest extent permissible under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the Service. This includes all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, as well as warranties that may arise out of course of dealing, course of performance, usage, or trade practice.

Governing Law

The laws of Canada, without regard to its conflict of law principles, shall govern these Terms and Your use of the Service. Your use of the Application may also be subject to other local, provincial, national, or international laws.

Dispute Resolution

Should You have any concern or dispute about the Service, You consent to first attempt to resolve the matter informally by contacting the Company. This initial step is a prerequisite to pursuing any other legal remedies.

For European Union (EU) Users

If You are a consumer based in the European Union, You will benefit from any mandatory provisions of the law of the country in which you are resident. This agreement does not supersede those consumer protections.

United States Legal Compliance

You represent and warrant that (i) You are not situated in a country that is subject to a United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision within these Terms is deemed unenforceable or invalid, such provision will be modified and interpreted to accomplish the objectives of the provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

The failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of any dispute or discrepancy.

Changes to These Terms

We hold the exclusive right, at Our sole discretion, to modify or replace these Terms at any time. For any material revisions, We will make a reasonable effort to provide at least 30 days' notice prior to the new terms taking effect. What constitutes a material change will be determined at Our sole discretion. By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms.

Contact Us

If you have any questions or require clarification about these Terms and Conditions, you can reach us:

• By email: [email protected]